Effective Date: March 2026
By accessing or using the SWAD Holdings Ltd website (the "Website"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms in their entirety, please discontinue use of the Website immediately. These Terms apply to all visitors, users, and others who access the Website, regardless of location.
SWAD Holdings Ltd reserves the right to modify these Terms at any time. Continued use of the Website following the posting of any changes constitutes your acceptance of the revised Terms. We recommend that you review these Terms periodically.
SWAD Holdings Ltd is a privately held, family-controlled global conglomerate, with its principal operational headquarters in Lagos, Nigeria, and offices in London, Dubai, and New York. The Group operates through wholly owned subsidiaries spanning digital technology, energy, logistics, financial services, real estate, infrastructure, agribusiness, natural resources, investment, and infrastructure concessions.
The Website serves as an informational platform for the SWAD Holdings Group and does not constitute an offer of securities, investment advice, or financial services.
You may access and use the Website for lawful, personal, and non-commercial informational purposes only. You agree not to:
Where the Website allows you to submit information — including through contact forms, job application forms, or newsletter sign-up forms — you are solely responsible for the accuracy and completeness of the information submitted. You must not submit false, misleading, or fraudulent information.
All content on the Website — including but not limited to text, graphics, logos, icons, images, audio clips, and software — is the property of SWAD Holdings Ltd or its content suppliers and is protected by applicable intellectual property laws worldwide, including copyright, trademark, and design rights.
Nothing on the Website grants you any licence or right to use any trademark, service mark, or logo of SWAD Holdings Ltd or any third party displayed on the Website without the prior written consent of the relevant owner.
You may print or download extracts from the Website for your personal, non-commercial use, provided you do not modify the content, and any copyright or proprietary notices are retained. Systematic or commercial reproduction is strictly prohibited.
The Website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. SWAD Holdings Ltd does not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
Nothing on the Website constitutes investment advice, financial advice, legal advice, or any other form of professional advice. Any information relating to the Group's operations, performance, or projects is provided for general informational purposes only and should not be relied upon for investment or commercial decision-making.
The Website may contain statements about the Group's strategy, plans, or future outlook. These are forward-looking in nature and are subject to significant risks, uncertainties, and assumptions. Actual outcomes may differ materially from those described. SWAD Holdings Ltd undertakes no obligation to update any such statements.
To the fullest extent permitted by applicable law, SWAD Holdings Ltd and its subsidiaries, affiliates, directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, business, or goodwill — arising out of or in connection with your use of, or inability to use, the Website or its content, even if advised of the possibility of such damages.
In jurisdictions that do not permit the exclusion or limitation of certain damages, SWAD Holdings Ltd's liability shall be limited to the maximum extent permitted by law.
The Website may contain links to third-party websites or resources. Such links are provided for convenience only and do not constitute an endorsement by SWAD Holdings Ltd of the content, products, or services of those third parties. SWAD Holdings Ltd has no control over the content of third-party sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our data practices.
These Terms shall be governed by and construed in accordance with the laws of Nigeria. Any disputes arising out of or in connection with these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of Nigeria, without prejudice to SWAD Holdings Ltd's right to seek injunctive or other equitable relief in any competent jurisdiction.
Where you are accessing the Website from outside Nigeria, you acknowledge that you are doing so voluntarily and are responsible for compliance with local laws.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and SWAD Holdings Ltd in relation to your use of the Website and supersede all prior agreements, representations, and understandings.
For questions regarding these Terms, please contact us at:
SWAD Holdings Ltd
29/31 Awolowo Rd, Ikoyi, Eti Osa 101233
Lagos, Nigeria
info@swadonline.com