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Legal & Governance

Terms of Use

Effective & Last Updated: 2026

1. Acceptance of Terms

By accessing or using the SWAD Holdings Ltd website (“the Site”), you acknowledge and agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, you should not access or use this Site.

2. General Information & Non-Reliance

The content provided on this Site is for general informational purposes regarding SWAD Holdings and its operating businesses. Nothing on this Site constitutes financial, investment, legal, tax or underwriting advice, nor an offer or solicitation to sell, buy, or subscribe to any securities or financial instruments.

3. Intellectual Property Rights

All trademarks, service marks, trade names, logos, editorial copy, design assets, and photographic media displayed on this Site are the property of SWAD Holdings Ltd or its subsidiaries. Unauthorized reproduction, modification, distribution or commercial exploitation is strictly prohibited without prior written consent.

4. Forward-Looking Statements

Statements regarding future business performance, expansion plans, strategic initiatives and macroeconomic projections represent current expectations and are subject to risks, market uncertainties and operational variables. SWAD Holdings undertakes no obligation to publicly update forward-looking statements.

5. Limitation of Liability

SWAD Holdings Ltd, its directors, officers, employees and subsidiaries make no warranties, expressed or implied, regarding the completeness or accuracy of the Site content and shall not be liable for any direct, indirect, special, incidental or consequential damages arising from access to or reliance on this Site.

6. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.